State Bank of India (SBI) has announced its Specialist Officer (SO) recruitment for 2025 under the Specialist Cadre Officers (SCO) on a regular basis. These roles are meant for candidates with specific domain skills—such as Trade Finance, Credit Analysis, Digital Platforms, and more. With 122 vacancies released under Advt. Nos. CRPD/SCO/2025-26/10 & 11, this is a good chance for professionals looking to move into specialist roles in banking, with competitive pay, good career growth, and responsibility.
Vacancy Details
| Post Name | Total Vacancies | Educational Qualification |
|---|---|---|
| Manager (Credit Analyst) | 63 | Graduate / Post-graduate in Finance / Commerce / related field + relevant experience |
| Manager (Products – Digital Platforms) | 34 | Graduation / Post-graduate in relevant fields such as Tech / Business / Digital products |
| Deputy Manager (Products – Digital Platforms) | 25 | Graduate + relevant specialization / experience in product roles |
Job Role and Responsibilities
As a Specialist Officer, your role will vary depending on the post:
- As Credit Analyst, you will assess credit proposals, study financial statements, analyse risk, help in sanctioning loans, monitor portfolio and ensure compliance.
- As Manager (Products – Digital Platforms) you will design and manage digital banking products, work with teams on product rollout, customer feedback, UX, performance metrics, and ensure regulatory compliance.
- As Deputy Manager (Products – Digital Platforms) you will assist in managing digital product lifecycles, perform data analysis, coordinate with IT / operations / compliance, help in optimisation and improvements.
Eligibility Criteria
Education:
For all three posts, a graduate or postgraduate degree in relevant disciplines (Finance, Commerce, Business, Technology, Digital Products, etc.) is expected.
Age:
Candidates must satisfy the age limits as per vacancy post. (Varies post-wise; check the notification for exact limits.)
Experience:
Relevant prior experience in domain role (credit analysis, digital products, product management etc.) is required. The level (senior, mid, entry) depends on post.
Nationality and Others:
Must be Indian citizen. Candidates must produce requisite documents (identity proof, experience proof etc.).
Application Process
- Go to SBI’s official careers portal.
- Under “Current Openings”, find the SBI SO / SCO advertisement (Advt. Nos. CRPD/SCO/2025-26/10 & 11).
- Download and read the detailed notification.
- Register yourself with valid email and mobile.
- Fill the online application, selecting the post you wish to apply for. Attach relevant documents: resume, degree certificates, experience letters, identity proof etc.
- Pay the application fee (if applicable) through online mode.
- Submit the form before the last date. Save or print the confirmation/acknowledgement for your records.
Salary & Benefits
The posts are under SBI’s Specialist Cadre, and pay will be according to the prescribed Specialist Officer / Manager scales. You can expect a salary in the range applicable for Manager / Deputy Manager roles in SBI, along with allowances like House Rent Allowance (HRA), Dearness Allowance (DA), medical benefits, pension / provident fund, and other bank’s perks.
Career Growth & Opportunities
Joining SBI as a Specialist Officer gives you a promising path: performance based promotions, moving from Manager / Deputy Manager roles to Senior Manager / AVP etc. You’ll gain domain expertise, exposure to large scale banking products / digital transformation, opportunities to lead teams, and possibly deputations or lateral moves into strategy, policy or leadership roles.
Important Dates
| Event | Date |
|---|---|
| SBI SCO Notification Released | 11 September 2025 |
| Online Application Starts | 11 September 2025 |
| Last Date to Apply Online | 2 October 2025 |
Why Apply
- Specialist roles let you use your domain-skills rather than general banking tasks.
- Good compensation and benefits make it financially rewarding.
- SBI is among the top banks in India, providing job security and prestige.
- As banking increasingly goes digital, roles related to digital platforms are high growth.
- Interview/shortlisting based process helps if you have strong experience; fewer stages compared to some large exams.
FAQs
- Can fresh graduates apply for SBI Specialist Officer 2025?
Generally, no. These 122 vacancies require domain experience for Manager / Deputy Manager roles. Fresh graduates may not meet experience criteria. - Is there an exam or written test for these posts?
For this particular SBI SO notification, selection is by shortlisting followed by interview; there is no separate exam stage in many cases. - What is the last date to apply?
Last date for SBI SO application in this notification is 2 October 2025. - How many posts are for Digital Product roles?
There are 34 posts for Manager (Products – Digital Platforms) and 25 for Deputy Manager (Products – Digital Platforms), so total 59 in digital product domain. - Where will postings be assigned?
Selected candidates may be posted anywhere in India, depending on branch / office requirement of SBI. - What is the age limit for these posts?
Age limit varies by post, so candidates must check the detailed notification specific to the post they choose.
Conclusion
SBI Specialist Officer Recruitment 2025 is a significant opportunity if you have domain expertise in credit / digital product roles. With 122 vacancies, professional responsibility, good pay, and growth potential, it’s an attractive option. If you meet educational, age, and experience criteria, apply on time, prepare for interview well, and you may land a role that gives both challenge and stability.